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Yg dilihat bukan seberapa banyak nol yg diterima saat bekerja, baik di Indonesia atau kerja di luar negeri. Tapi kapan uang DITERIMA. Dalam konsep time value of money, uang yang diterima lebih cepat memiliki nilai yang lebih tinggi dibandingkan uang dengan jumlah yang sama tetapi diterima jauh di masa depan. Karena uang yang diterima lebih cepat bisa: - dipakai - diinvestasikan - di-compound lebih lama Mengutip dari msahonges, ada contoh sederhana. 1 Miliar rupiah yang didapatkan bekerja di luar
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