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1: First things first, I鈥檓 pulling ALL 3 of my credit reports鈥擡xperian, Equifax, TransUnion. I need to see EVERYTHING that鈥檚 holding me back. We鈥檙e breaking it all down, line by line. 2: Next, I鈥檓 cleaning up my personal info. I鈥檓 talking old addresses, wrong names鈥攁ll that outdated stuff that keeps tying me to negative accounts. We鈥檙e cutting that off. 3: Then, I鈥檓 making a hit list鈥攅very negative account, collection, or charge-off. Those are getting dispute letters sent ASAP. We鈥檙e not just cl
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