Riders and commuters, this is honest talk. Adrenaline makes everything feel fine in the moment. Later, the stiffness shows up when you reach for the top shelf or turn your head at a light. Meanwhile an insurance number appears like it is the whole story. If another party caused your crash in the last 12 months, your situation might be worth more than that starting figure. Medical expenses and time away from work are not small things, and they are part of the equation. If you qualify, your compen